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Sep 3, 2024reading time icon7 min

When should you consult a notary?

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Katarina LacosteKatarina Lacoste
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When should you consult a notary?
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Did you know that the title "master" is used for notaries as well as lawyers? Notaries are essential in key life events like inheritance, marriage, and property transactions.  

With Quebec's growing and complex legal landscape, fully grasping the legal implications of your decisions can be challenging. A notary impartiality and legal expertise are invaluable for making informed choices. 

Let's discover more about their role and when to seek their legal services. 

What are the advantages of working with a notary?

There are numerous advantages to utilizing the services of a notary. Let’s see more. 

Law books

The notary provides legal advice 

The notary offers legal advice by using their expertise to help you navigate and prevent potential legal issues. 

Their advice is often preventative, aimed at avoiding disputes and complications that could arise from unaddressed matters. By intervening before issues become contentious, a notary helps you avoid costly consequences. 

It’s always wise to consult a notary before signing any documents of making significant decisions. 

The notary drafts legal documents 

The notary holds a special authority as a public official recognized by the state. This status ensures that the documents they prepare are deemed authentic and reliable in court due to their accurate content, dates, and signatures, without requiring additional proof. 

Notarized documents, or deeds, are preserved indefinitely, allowing you to request copies at any time. If the original notary is no longer in practice, an online tool is available to identify their authorized successor, ensuring you can still obtain the necessary copies. 

A key on a computer keyboard

The notary ensures the legal and financial security of his customers 

The notary ensures the legal and financing security of their clients in high-stake transactions. Whether it’s buying or selling property, transferring a business, or repaying a mortgage, transaction that often involve substantial sums of money, a notary is crucial to ensure that all procedures are executed in strict accordance with the law. 

The notary acts as mediator 

The notary can serve as a mediator to help resolve dispute before they reach court. This might apply to issues such as divorce, business disagreements, or neighbourhood conflicts. 

Medication involves both parties agreeing to work towards a mutually satisfactory resolution. The notary, acting as neutral mediator, facilitates the process and suggest solutions as needed. The goal is to help all parties reach a fair settlement. 

The notary can represent clients in court 

Similar to a lawyer, a notary can represent clients in court. However, unlike lawyers, notaries can only represent clients in cases where there is no dispute between the parties involved. Their role typically involves matters such as filing a prescription request to acquire land, handling the homologation of a protection mandate, or managing guardianship, tutorship, or curatorship proceedings for minors and adults. 

When should you consult a notary? 

Due to their diverse responsibilities, a notary can assist in various situations. Here are just a few examples. 

Keys in a front door

When buying or selling a property 

The purchase or sale of real estate represents a significant investment, and having professional oversight is crucial to protect the rights of all parties involved. A notary, with their expertise in real estate law, plays an essential role in reviewing and advising on contracts before any commitments are made, especially in writing.  

It's important to note that once an offer to purchase is accepted and signed, making changes or cancellations can be challenging. Therefore, consulting a notary beforehand is vital to navigate these complexities effectively. 

According to the Chambre des notaires du Québec, consulting a notary before buying property can help you:  

  • Avoid inheriting the contractor’s debts along with the property. 
  • Prevent becoming responsible for the seller’s mortgage debt. 
  • Evaluate various financing options for your purchase. 
  • Safeguard your investment funds throughout the transaction. 
  • Protect your interests when buying property with your spouse. 
  • Ensure the validity of all signed documents. 
  • Secure necessary authorizations. 

When handling business matter

Consulting a notary is essential for self-employed individuals and small business owners. It's crucial to keep personal and business assets separate to prevent serious financial issues or potential professional liability. A notary can provide valuable advice to help you: 

  • Protect your assets and clearly distinguish between personal and business assets. 
  • Plan for business succession, especially in cases of incapacity. 
  • Minimize taxes related to business transfers. 
  • Obtain guidance and support in securing financing. 
  • Ensure the protection of your loved one in the event of your death. 

Someone signing documents

When drafting a will 

A will is an essential legal document that outlines your wishes and ensure they are respected after your death. Consulting a notary public is highly recommended for drafting your will, as they offer expert advice and ensure the document meets all legal requirements. One of the key benefits of involving a notary is their ability to provide guidance on minimizing tax implications during the succession process. 

Without a will, the distribution of your assets will default to the rules established by the Civil Code of Quebec, which may not align with your preferences or benefit your family. By creating a will, you can: 

  • Revoke any previous will and update your instructions as needed. 
  • Distributes your assets according to your wishes among your heirs. 
  • Appoint guardians for your minor children. 
  • Address other key considerations to simplify the legal process for your loved ones. 

Having a will ensures that your wishes are clearly communicated and legally binding, helping to avoid potential conflicts and complications for your family.  

When signing a marriage contract 

A marriage contract allows spouses or future spouses to select their matrimonial regime and set out provisions for situations such as one spouse's death. It also outlines any donations to be made to the spouse or children. This contract must be notarized, meaning it must be signed by the spouses in the presence of a notary.  

A marriage contract can be signed either before or after the wedding ceremony and can be amended at any time with the agreement of all parties involved. A notary plays a key role in: 

  • Assisting with the selection of the matrimonial regime. 
  • Drafting provisions related to deaths or other significant events. 
  • Facilitating donations of real estate or monetary sums to the spouse or children. 

Is consulting a notary mandatory? 

Consulting a notary is essential in various situations. For instance, formalizing real estate transactions through authentic acts or managing an estate often requires notarial services to ensure everything is handled correctly and legally. In such cases, consulting a notary is not just important but often a legal necessity. 

Even when not explicitly required by law, seeking the advice of a notary is always a wise decision. Their expertise can help prevent potential issues, ensure your documents are legally sound, and provide peace of mind that your interests are well protected. 

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